Generally speaking, human beings prefer not to change. Those of us who have a developed spiritual practice are well aware that the challenges and setbacks in life are the opportunities we need to transform our worst personality-based life patterns into more positive behavior. Be the change you want to see in the world.
Oil prices have doubled. Middle-class home values are dropping. The cost of the $500 billion S&L bailout could easily double next year. The U.S. banking industry stands poised on the brink of its worst decade since the 1930s.